Tuesday, 4 December 2012

TIPS TO MINIMISE SPENDING SO MUCH ON YOUR HAIR. by Bukola Adeolu-Dele



From a level of  deep thinking, I 've found out that our hair as ladies consumes even more than our tuition fees, feeding and even investments as the case may be. Is our hair a worthy investment? In as much as we are expected to be neat from the crown of her heads, there are ways we can minimize the amount of money we spend on our hair while we channel most of our resources into worthy investments that can yield reasonable dividends for us.
The funny thing is that some ladies that claim to lack one thing or the other are carrying  the capital of what will make them financially independent once and for all, on their heads.
Really, if you don’t sit down to deliberately calculate, you might not realize the fortune you are spending on your hair which can be cut down if you must be a good investor and not a terrific spender.
Let’s see how the money goes, using Tope, a university undergraduate and Victoria side by side as case studies. Mind you, Tope relies on her Parents, older friends, Uncles and Aunt’s for her upkeep. She’s got  nothing doing that brings in money for her but she no doubts looks smashing day in day out while spending a fortune on her hair, while Victoria’s story is the same but has plans on starting a business of her own by May.
JANUARY
Retouching...(2nd week)Tope: with Kit and service... 2,500
Vivian: With Ozone relaxer and service....350
After retouching, Vivian leaves her hair for two weeks, while combing and using accessories to dress it.
Tope fixes immediately after retouching... 1,400(weavon)+1,000(service)= 2,400
NOTE: If the same amount is at their disposal for hair purposes, at the end of January, Tope has spent 4,900 while Vivian has spent 350 thereby saving 4,550.
FEBRUARY
Tope loosens her weavon, washes her hair, and then braids it, all summing up to 4,500
Vivian washes her hair and fixes for 2,000 and then does a simple hausa weaving by the end of the month for 400, all summing up to 2,400.
By the end of February, Tope spent 4,500 while Vivian spent 2,500. Vivian has succeeded in saving 2,000.
MARCH
Tope saves up some money including the ones she had sourced for, from various quarters which she claimed to need for her ongoing project to buy a brazillian human hair for 60,000( you know, she needs to level up with her clique) She fixes for 1,500.
Wow! With the same amount of money at vivian’s disposal, she buys a standard and smashing wig for 5,000( At least she don step up small)which she used all through the month of March, while keeping her hair neatly woven (500)
At the end of March,Tope had spent 61,500 while Vivian spent 5,500 thus saving the sum of 56,000.
TOTAL ANALYSIS: By the end of March, Tope has spent a total sum of 70,900 on her hair while Vivian spent 8,350 while saving 62,550.
Now, please note that the Salons and products they use for their hair is different. It is not that Vivian wouldn’t mind a good kit but could still make do with another at least for the moment.
In as much as I’m not advocating that we should treat our hair anyhow and use poor quality products, I’m trying to say that we should live our level per time while making sure we have good investments that can produce more thus being less of a burden but a blessing to others in need.
At the end of this analysis, Vivian has a whole 62,550 to invest into a long standing idea while Tope is still in square one. Sooner, Tope will still have to borrow money from Vivian while Vivian has traded the days of pleasure and high standard for a worthy investment and could afford to make any kinda hair she wants later! Note that this still does not mean that we should spend unreasonably on our hair.
For instance, it’s not every time we must have something glued to our hair. Our hair needs Air and we should cultivate the habit of leaving our hair for some time without attaching anything to it. It is healthy as well as economical.
We should also try to buy wigs that can be used at various times and for various reasons. At times, you might not have much and you need to appear good, your wig comes in handy. However these days, most weavons are thrown away after the first use! At least, you can’t throw your wig away after the first use.
Also, we should try as much a s possible to be content with what we have on per time and not covetous! Ladies go as much as loosening a kind of hair that is being carried for just a week because they just found out a new kind of hairdo on another.
In conclusion ladies, let’s be wise and take a stock of how much we spend on our hair and then, adjust where necessary. Always remember that it pays to be prudent and to go through the pain of discipline than the pain of regret.
It’s not money we need in actual sense but wisdom to manage and harness the little that comes to us per time. Soon, you ’ld be a distributor and not a borrower. Watch it! Hope the Capital you ’ve been looking for all the while is not on your head!
Please, feel free to add your comments and further suggestions or adjustments. We really need to rub our minds together.

B-L-E-S-S- A GUIDE TO PRAYING FOR YOURSELF OR OTHERS


BODY – Lord, thank you for my health. Please strengthen me physically today. Ease the tension in my shoulders and head. Give me wisdom to take care of myself wisely. Help me to be disciplined in what I eat and give me determination to exercise today. Protect me as I go about my day. Thank you that You are a shield around me. I need Your help today especially with _________
LABOR – Father God, I give You all my efforts today. You know where I work hard and You know where I slack off and procrastinate. Help me focus today. Help my mind to retain what I study. Bless my efforts today. Help me to prioritize the important things in my life. Multiply my efforts and may my accomplishments be fruitful. Thank you that my weak points are the very entry point for Your strength. Fill me with Your Spirit and help me today to _____________________.
EMOTIONS – Lord, You alone know how I can so easily be dragged by my emotionsinstead of being led by Your Spirit. Today I bring to You the areas within my heart that feel unstable and shaky. Thank you that You are my Rock today. You give me a firm place to stand. Give me self-confidence that is rooted in You. Help me to feel encased in Your peace today and to trust You completely with __________________.
SOCIAL – Father God, bless my friendships and lead me into purposeful friendships with others who seek You. Give me strength to distance myself from social situations that could draw my heart away from You. Fill my lonely places with the assurance of Your presence. Be with the woman You have chosen for me and bless and protect her today. Help her with whatever she is facing and draw her close to You. Bring me a friend to encourage and one who will encourage me. Today I pray a blessing on ________________.
SPIRITUAL GROWTH – Lord, help me to trust You and to depend on You. It’s so easy to try to lean on my own understanding. Help me to sense Your presence with me today. Give me a strong desire to read Your Word. Help me to understand what You are saying to me. Show me what needs to be cleansed in my heart and life today. I ask Your forgiveness for ____________________. Give me a deep desire to draw near to You and to make time to quiet myself so I can hear You speak.

Thank you Lord, that You are in my life. I depend on You today. Thank you that, with expectation, I can trust You with every detail. In Jesus’ name I pray, Amen.
  

Monday, 3 December 2012

FEELING FEARFUL? READ THIS

  
 Your heart is the well-spring of all of your life. It is the place from which your reactions, your attitudes, your actions all bubble up from. All that you are as you walk through this day, with whatever it holds, will spring from your heart. That’s why God tells us specifically to guard that well-spring.
“Above all else, guard your heart, for it is the wellspring of life” (Proverbs 4:23).
We are wise to check what is residing in that well-spring. Among the many things we find in our hearts there will always be one of two very specific things in the lead – faith or fear.

One will always be on the top of the heap. They cannot both occupy the same place. If faith resides there your well-spring will pour out peace and confidence in God’s care for you, even in the midst of uncertain times. If fear resides there anxiety and depression will be the natural outward flow.
Faith or Fear. Every day we choose. Many times a day we choose. When the evening news brings signs of foreboding unemployment, financial crisis and uncertainty tomorrow, fear is the natural response. That well-spring will pour forth worry and stress. When relationships are on edge and illness or hardship looms, anxiety churns within us creating it’s own downward cycle. Faith over-rides fear. Fear over-rides faith.

God tells us exactly what to do when fear grips our hearts and takes over our minds. Left unchecked it will scatter our faith like confetti in the wind and leave us anchor-less in the storms of life. Listen to God’s very specific instruction from Philippians 4:6-7 (NIV).

“Do not be anxious about anything, but in everything, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ
Jesus.”

What a simple formula! Not easy – but simple. Worry is a call to prayer. The moment you become aware of that churning anxiety over ANYTHING, go immediately to your Heavenly Father. Present your requests to Him. Then turn your thoughts and prayers to thanksgiving.
Thank Him for His promise to never forsake you. Thank Him for the power of His name and for His intimate knowledge of every detail. Thank Him for His track record in your life when He has been there for you in the past. Thank Him that He works all things together for your good as you trust Him. Thank Him that He is at work establishing His kingdom in your life.
Your faith and trust in God will over-ride your fear and His peace will actually put a guard around your heart and mind so fear cannot over run you. It’s supernatural and it’s real.
Father God, I confess that fear is often my first response to challenges that come my way. May I be conscious today of choosing to trust You with every detail of my life. Help me to have faith to leave the question marks in Your control and to trust You to carry me and sustain me with your peace that is beyond understanding. Today I choose to put my trust in You. Fill my heart with child like faith today I ask in the strong name of Jesus, amen.

God bless you